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GENERAL
INFORMATION & USEFUL LINKS
FAIR HOUSING AND EQUAL HOUSING
LAWS - CLICK HERE
Tax Benefits of Home
Ownership
Everyone has their own unique income tax scenario.
The information provided here is just an example. I
highly recommend that all Home Buyers contact a CPA
or Tax Advisor to obtain accurate tax benefits that
you personally can expect from home ownership. The
good news is that the tax deductions you can take
for mortgage interest and property taxes, greatly
increase the financial benefits of home ownership.
Here’s how it works.
Assume:
$9,877 = Mortgage interest paid (a loan of $150,000
for 30 years, at 7 percent, using year-five
interest)
$2,700 = Property taxes (at 1.5 percent on $180,000
assessed value
______
$12,577 = Total deduction
$3,521.56 = Amount you have lowered your federal
income tax (at 28 percent tax rate)
(12,577 X .28 = $3,521.56)
Note that mortgage interest may not be deductible on
loans over $1.1 million. In addition, deductions are
decreased when total income reaches a certain level.
(more homeowner tax benefit information)
Packing and Moving
15 Tips for Packing Like a Pro
1.) Plan ahead by
organizing and budgeting. Develop a master “to do”
list so you won’t forget something critical. To
estimate moving costs, use a moving calculator.
2.) Sort and get rid of
things you no longer want or need. Have a garage
sale, donate to a charity, or recycle.
3.) But don’t throw out
everything. If your inclination is to just toss it,
you're probably right. However, it's possible to go
overboard in the heat of the moment. Ask yourself
how frequently you use an item and how you’d feel if
you no longer had it. That will eliminate regrets
after the move.
4.) Pack like items
together. Put toys with toys, kitchen utensils with
kitchen utensils. It will make your life easier when
it's time to unpack.
5.) Decide what, if
anything, you plan to move yourself. Precious items
such as family photos, valuable breakables, or
must-haves during the move should probably stay with
you. Don't forget to keep a "necessities" bag with
tissues, snacks, and other items you'll need that
day.
6.) Use the right box
for the item. Loose items are prone to breakage.
7.) Put heavy items in
small boxes so they’re easier to lift. Keep weight
of each box under 50 pounds, if possible.
8.) Don’t over-pack
boxes. That will increase the chances that items
inside the box will break.
9.) Wrap every fragile
item separately and pad bottom and sides of boxes.
10.) Label every box on
all sides. You never know how they’ll be stacked and
you don’t want to have to move other boxes aside to
find out what’s there.
11.) Use color-coded
labels to indicate which room each item should go
in. Color-code a floor plan for your new house to
help movers.
12.) Keep your moving
documents together in a file. Including important
phone numbers, driver’s name, and moving van number.
Also keep your address book handy.
13.) Back up your
computer files before moving your computer.
14.) Inspect each box
and all furniture for damage as soon as it arrives.
15.) Remember, most
movers won’t take plants. If you don't want to leave
them behind, you should plan on moving them
yourself.
(more moving tips) Whether you are buying your
very first home, or you are an experienced veteran
of home buying, the process is unique in every state
- and Arizona is no exception! Understanding the
home buying process is the key to making it a
pleasant experience, and will very likely reduce the
stress levels considerably! For more information
about the in's and out's of the
home buying process - specific
to Arizona, please
click here. Many folks consider shopping to be
a major competitive sport and with so many options,
visitors can play all day in Arizona! For more
information about
shopping and
dining experience in Phoenix, please
click here.
Phoenix area maps can
be very useful to homebuyers and visitors. For more
information about maps for Arizona and the Phoenix
Metropolitan area, please click
here. Are you looking for Arizona
school
information for the Chandler Scottsdale Tempe Ahwatukee
Gilbert area? Then count on the Maricopa
County Regional School District schools to provide
the right fit for your student. For more information
about Phoenix area schools, please
click here. For more
information about hospitals and
healthcare in the Phoenix area,
please click here. One
of the things I love the most about living in
Arizona is that no more than a two hour drive can
dramatically change the weather! For more
information about the
Phoenix
area weather, as well as the rest of the
state of Arizona, please click
here. Why
are so many businesses and corporations moving their
headquarters and satellite offices to the Valley of
the Sun? Because of the three A's.... Find out all
you need to know about jobs in
Phoenix Scottsdale Chandler Ahwatukee Tempe Gilbert
and other area cities by
clicking here. Moving here from another city
or out of state? Did you know that in some cases you
can use the services of a
Mortgage Lender that is local to where you
currently live? It's worth checking into, especially
if you already have a good relationship with a local
Mortgage Lender! For more information about
Mortgages, please click
here. Prefer
new
construction homes instead of resale homes?
Opportunities abound if this is your choice! New
Family homes are plentiful here and are typically
found in subdivision communities offering a wide
range of amenities. There are also plenty of homes
on large lots as well as homes with acreage. And If
you are searching for new homes for sale where you
would purchase land to have a home built by a custom
home builder, you will find many options there as
well. For more information about new construction in
the Phoenix area, please
click here. New Homes or Resale Homes, you need
a Buyers Agent to represent your best interest! To
get more information about this, please
click here.
FREE HOME SEARCH -
Instantly and anonymously search MLS Listings, No
registering! View home details, photos, & virtual
tours at your own pace!
ADVANCED HOME SEARCH
- A feedback option that enables you to request
listings with SEARCH PARAMETERS AND CRITERIA VERY
SPECIFIC TO YOUR WANTS AND NEEDS to be emailed to
you directly from the Arizona Regional Multiple
Listing Service (ARMLS)
NationalHomeSearch.com - National home search
plus Real Estate agent and lender directory
________________________________________ At some point in your moving
plans it will be time to choose a Realtor. When that
time comes, please consider
the wisdom of choosing an
experienced Buyers Agent. I sincerely hope
you will consider contacting me for an informal no
obligation interview. The interview can be done by
phone, by email, or in person (my preference). Let's
find out if we will work well together!
Contact me today,
and we can get the ball rolling!!
HomeBuyerTutorial -
Shopping & Dining - Useful
Maps - Useful Links -
School Information -
Hospitals & Health -
Local Weather -
Valley Employers -
Mortgage Sources -
New Construction -
Advanced HomeSearch
- Glossary of Real Estate
Terms
MLS QUICK
HOME SEARCH
LUXURY HOME SEARCH
SUN LAKES ACTIVE ADULT HOME
SEARCH
Chandler Real Estate - Ocotillo
Real Estate - Sun Lakes Real Estate - Gilbert Real
Estate - Scottsdale Real Estate - Tempe Real Estate
- Ahwatukee Real Estate - East Valley Real Estate -
Phoenix Real estate - Arizona Real Estate
______________________________________________________________________
Kevin A. Hanley - Coldwell Banker Chandler Arizona
Associate Broker at Coldwell Banker Residential
Brokerage
1045 W. Queen Creek Rd., Chandler, AZ 85248
The information presented on
this Web site is intended for the purpose of
providing information and resources regarding the
multi-faceted real estate market in the Phoenix
Metropolitan Area, and is not intended for any other
purposes. To that extent, by continued use of this
site, the user affirms the understanding of its
purpose, understands the importance of verifying
pertinent information, and releases KEVIN A. HANLEY,
REALTORŪ from any claims arising out of his/her use.
Kevin A. Hanley is a member of the NATIONAL
ASSOCIATION OF REALTORSŪ. Coldwell Banker
Residential Brokerage is owned and operated by NRT
Incorporated.
PLEASE VISIT MY NEWEST
WEBSITES!
HomesForSaleInSunLakes.com
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FUTURE WEBSITES COMING SOON!
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